November/December 2015 Trivia and Resources

Student Loan Debt Q: Which student loan payment plan allows you to stick with one monthly payment amount until your loans are repaid?

  1. Income-based repayment
  2. Pay As You Earn
  3. The standard 10-year repayment plan

Q: Where can student borrowers find out how much and what kind of federal loans they’ve borrowed?

  1. A college’s net price calculator
  2. The National Student Loan Data System
  3. Their tax return

Q: A student borrower’s monthly loan payments eat up one-quarter of her paycheck, and she works in a public service job. What might be the best repayment option for her?

  1. Public Service Loan Forgiveness
  2. Entering forbearance
  3. Income-contingent repayment

Q: The Pay As You Earn plan caps payments at __ percent of discretionary income and forgives remaining debt after __ years.

  1. 5.5 percent, 15 years
  2. 8 percent, 10 years
  3. 10 percent, 20 years

ISIS – Syria Q: The Syrian population is about 90% Muslim, mostly from which sect?

  1. Kurd
  2. Shia
  3. Sunni

Q: Syria gained independence from French control in what year?

  1. 1872
  2. 1946
  3. 1957

Q: In March 2013, ISIS took over which Syrian city?

  1. Raqqa
  2. Damascus
  3. Mosul

Q: In what year did Abu Bakr al-Baghdadi, the leader of ISIS, change the name of his group from ISI to ISIS to include Syria?

  1. 2001
  2. 2013
  3. 2011

(Note: Answers are in Bold Type.)

Ideas for Teachers/Critical Questions – Nov./Dec. 2015

Links:

Student Loan Debt Reform White House                                                                      goo.gl/mGn0Za
Student Loan Bill Tracker                                               goo.gl/1pTD05
Congressional Budget Office Report                             goo.gl/4ycDYM
Moveon.org Petition                                                         goo.gl/ULnS4m
Forbes Where 2016 Presidential Candidates Stand   goo.gl/EpzyB6
Boots on Ground in Syria USA Today Article                                                            goo.gl/Vz1G5J
Vice News Article                                                             goo.gl/1tBPlm
ForeignPolicy.com                                                           goo.gl/PkTuzN
CNN Article                                                                       goo.gl/5ZeW3Y
Brookings Institution Article                                         goo.gl/PT7ZhR

Critical Thinking Questions:

Student Loan Debt Reform

  1. Why is student loan debt such a major problem now when it didn’t used to be decades ago?
  2. What factors led to this crisis?
  3. Is a college degree worth the money today?
  4. Why are college tuition amounts increasing so quickly?
  5. Is legislation like the Student Loan Borrowers’ Bill of Rights Act, introduced by Rep. Frederica S. Wilson (D-FL), a good idea?

Boots on the Ground in Syria

  1. What is a “proxy war” and how does the term apply to the Syria situation?
  2. How do the recent bombings in Paris, France, change the stakes in the ISIS situation?
  3. What factors make putting boots on the ground in Syria a complex decision?
  4. Did President Obama make the right decision to send troops to Syria?
  5. What else could he have done?

Ideas for Teachers – October 2015

Resources for additional study: Minimum Wage Raise the Minimum Wage raisetheminimumwage.com University of Chicago Poll of Economists goo.gl/QvzwA2 Economic Policy Institute epi.org/pay/ Pew Research Center goo.gl/BB1x3A UC San Diego Dept of Economics Study goo.gl/PK4FTa Congressional Budget Office Report goo.gl/EPFmoY High-Speed Rail White House’s Position goo.gl/SmizZc American Public Transportation Assn. goo.gl/XtqqJo Heritage Foundation Commentary goo.gl/9OGiWz Campaign for America’s Future Commentary goo.gl/ZNHMOh Debate.org’s Pro & Con Arguments goo.gl/xLtbVR SGAP makes a concerted effort to provide links to reliable sources, and to provide links to a balance of left-leaning and right-leaning publications. Some of the links have been shortened for your convenience. Issue # 1 – Should the federal government raise the minimum wage? Those in favor of raising the minimum wage say all Americans should be able to earn a “living wage” – that is, enough money to maintain a normal standard of living by working a 40-hour week. They say if workers earn more money this will translate into fewer people needing government-assistance programs as well as more discretionary spending, which will fuel the economy. Those against argue that in a capitalist system the government should not intervene in free-market dynamics because this will affect companies’ ability to hire and pay workers, which could result in a loss of jobs. Should the U.S. raise the federal minimum wage? Issue # 2  Should the government spend money to build a national high-speed rail network and grant funding to states such as California? Those for an intercity, high-speed rail across the U.S. say it will spur growth, reduce traffic, increase mobility by offering an alternative to flying or driving and reduce our dependence on oil. Those against the idea of the government investing in a national high-speed rail say it is simply too costly, with the expense outweighing any benefits. They point out that some states, such as Texas, are utilizing private funding. Should the U.S. government fund a high-speed rail system through grants to specific states?

October 2015 Trivia and Insights

Minimum Wage Issue Q: When was the last time the federal minimum wage was raised?

  1. 2012
  2. 2009 (correct)
  3. 2006

Q: What’s the federal minimum wage for tipped employees, such as waiters and waitresses, nail salon workers and parking attendants?

  1. $2.13 (correct)
  2. $4.40
  3. $6.54

Q: What’s the average age of a minimum-wage earner?

  1. 21
  2. 28
  3. 35 (correct)

  High-Speed Rail Issue Q: The first high-speed rail system was launched in Japan in what year?

  1. 1964 (correct)
  2. 1981
  3. 1998

Q: California’s high-speed rail will be capable of speeds of more than ___ miles per hour?

  1. 160
  2. 200 (correct)
  3. 350

Q: How much of their income does the average U.S. household spend on transportation?

  1. 9%
  2. 18% (correct)
  3. 29%